BAföG - What do I need to think of?

The following list is quite long but most of it will be quickly organized.
For your first application you will require (in most cases, a copy or an upload of the documents is sufficient):

• The online application
  (on paper, the form "Formblatt 01" from the page bafög.de)
  In most cases, also your parents will have to provide some information (form "Formblatt 03").
  Please also have a look at our page BAföG and Parental Support.
   
• Information regarding your former education and employment
  You will require certain information when applying.
   
• Bank details
  It must be an account within the SEPA region to which you have access.
   
• Certificate of matriculation
  stating "nach § 9 BAföG". You can hand it in at a later stage, as soon as it has been issued by your university.
   
• International students: documents confirming your residence status
   
• Up-to-date verification of your personal assets
  In the case of life insurances, we require the surrender value. This verification must not be older than 14 days, going back from the day we receive the application. In the case of real estate or motor vehicles, the current value must be estimated by means of suitable documentation (e.g. sales contract). If you have any debts, you will also have to state them including proof.
   
• Tenancy agreement or latest “Meldebescheinigung” (proof of residence) / “Wohnungsgeberbestätigung” (confirmation from your landlord) (template)
  We do not require any proof if you still live with your parents or in their property.
   
• Employment contract or salary statement
  Please include this if you will be working during your studies. If you are planning to start a job, you need to estimate your overall income for the duration of receiving BAföG funding – usually 12 months – and provide the required verification once available. If your monthly average income is lower than 450 euros before tax, this income will not be deducted from the funding. This does not apply for mandatory internships!
   
• Proof of income of your parents and your spouse or registered partner
  The most important document is the tax assessment from the year before last. Should it not be available yet, the income must be established using this form  (“Glaubhaftmachung des Einkommens”). Should there be any problems concerning your parents, inform yourself about the possibility of advance payments “Vorausleistung”.
   
• Your parents’ address
  It is of course possible to lose contact to one’s parents, but in order to deal with your application we nevertheless require their address to be able to contact them. If you don’t know their address, please use the form "Anschrift Elternteil unbekannt" (we check the provided information!). The address of your parents has to be determined even outside of Germany. If a parent is already deceased, please provide a copy of the death certificate.
   
• Documents certifying income or education of other persons entitled to maintenance
  That could be your own children, or also further children of your parents or of your spouse or registered partner. For instance, we would require a training contract or a document certifying enrolment in a school/university.
   
• Proof of health insurance
  You don’t need to provide any proof if you are covered as a family member of your parents. As an alternative to providing confirmation issued by your health insurance company you can also use our form "Krankenversicherungsbescheinigung".
   
• If you have already started or completed a different course of study / training:
  You need to provide the reason for having changed your subject area or having quit your education more than once. If your education lasted longer than two semesters, you already need to provide a reason the first time. It is irrelevant whether or not your former education was funded with BAföG or not.
  Please be aware that not every reason can be accepted! Make sure to inform yourself in detail before changing or quitting your course of studies if you are planning to do so after your 3rd semester has begun. Further information is provided at the bottom of this page.

For all further applications you require:

• Everything listed above and the form “Formblatt 09” instead of the form “Formblatt 01”
  “Formblatt 09” is a shortened application form.
  You can use this form if your income and your assets have not increased and if the same office is in charge of your case (this is usually not the case if you are studying at a different university or abroad).
  In the case of “Härtefreibeträge” (additional required income due to disabilities that is not deducted from the amount of BAföG funding) assets usually need to be verified anew.
  
  >>> Please note that the forms for your parents must be handed in again! <<< (not in cases of parent-independent funding)
  
  >>> Also important: should your income or assets have increased (above the maximum amount not taken into account), a certain amount of the funding can be reclaimed! <<< In this case, please always use “Formblatt 01” or the online application!
   
• In the fourth semester: one-time “BAföG-Leistungsnachweis” (proof of academic achievement)
  You can provide proof of your academic achievements so far by means of a “Zwischenprüfung” you have passed, the form “Formblatt 05” or a sufficient amount of ECTS credits (provided your university has assessed them, which is not always the case). It is best to already provide this verification at the beginning of your fourth semester, stating your third-semester status. By doing so, your payments won’t be interrupted.
  
  Should you not have managed to obtain the necessary academic achievements in the summer 2020, winter 2020/21 or summer 2021, you can hand in proof at a later stage due to the pandemic. Simply notify us that you haven’t yet accomplished the required achievements.

What are the consequences of changing my subject area / university?

If you are merely changing to a different university, the BAföG office continues counting your semesters. That means that after a total of four semesters you are required to provide the “Leistungsnachweis” (proof of your academic achievements), even if your studies have been delayed by changing to a different university. The duration of your BAföG funding will not be extended at the end of your studies even if you don’t manage to complete your studies within the prescribed “Regelstudienzeit”. That also applies if the course of study is structured differently at your new university. In this case, you might be eligible for “Hilfe zum Studienabschluss” (interest-free loan for completing your studies). To apply for this loan, you also require the form “Formblatt 01”.

If you change your subject area, there must be a serious or irrefutable reason, depending on when you change it. Up until the end of your third semester (except Master's programme), this is taken for granted and you don’t need to provide a reason. However, this only applies the first time you change your subject area!

If you change your course of study before reaching your fifth semester (except Master's programme), the other course of study can be funded if there is a serious reason.

Please note! In the case of a Master’s degree, you always require an irrefutable reason, even the first time you want to change your subject area.

The same applies if you dropped out of university / training in the past. In this case, you also need to provide a serious reason, even if at the time you did not receive any BAföG funding.

Serious reasons for changing your subject area or quitting your education/training are:

• a serious and profound change of mind
• personal lack of suitability – revealed in the course of your studies
• you weren’t accepted to your preferred course of studies at the time due to lack of capacity (interim course of study)

Please note: strict rules apply in the last case. Before changing to the other subject area, you should urgently get in touch with the BAföG office!

As a general rule, you are not permitted to continue your current course of study for another one or two semesters before changing to the new study programme merely because this seems more handy to you. Usually, you need to take a break from your studies or be taken off the university register if it is not possible to change to the new course of study immediately after the “serious reason” has occurred.

Once you have reached your fifth semester, only an irrefutable reason can be accepted. That means that it has to be simply impossible for you to continue your present course of study. Your name being taken off the university’s register due to bad results or because you missed exams does not constitute a sufficient reason!