Student Loan Advisory Service
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What we offer:
- advice on what can be done if your scholarship, BaföG, support from your parents or the part-time job are not sufficient
- support if you are unsure whether or not to take up a loan
- free and independent advice on various student loans
- checking individual requirements
- information on the duration of loans, conditions, interest and repayment arrangements
- advice on intended as well as already existing student loans
- loan advice if you are experiencing short-term financial difficulties
- loan advice on long-term financing strategies during your studies
- tips on how to avoid excessive debts
- advice on various loan possibilities without any obligation
- overview of further counselling possibilities
In order to avoid making unnecessary debts, we advise you to first look into more favourable financing opportunities than loans. Because, there are often better alternatives that can help you. You can get some free advice regarding this at the following Advisory Services:
- General Advice and Social Counselling
How to contact us:
We are happy to offer our support on the phone, during our general opening hours.
If you would like to arrange a face-to-face appointment, please give us a ring during our office/opening hours or send us an email.
We urgently ask you to cancel appointments should you not be able to keep them, so that we can hand them on to other students in need of our support!
Alternatively, it is also possible to have video call sessions – for which we also ask you to arrange an appointment up ahead.
Should you be showing any symptoms of a cold, we ask you not to come by personally. In that case, we provide our advisory services via video call or on the phone.
Ms. Fuchssteiner and Ms. Besada
Tuesdays to Fridays from 9 a.m. till 1 p.m.
phone: +49 89 38196-1220
email: studienkreditberatung@stwm.de
postal address:
Studierendenwerk München Oberbayern
Studienkreditberatung im Beratungszentrum
Helene-Mayer-Ring 9
80809 München
FAQ Student Loan Advisory Service
Yes, that’s what we'd recommend.
If, for instance, your scholarship, BAföG, support from your parents or your part-time job are no longer sufficient. We'd be happy to provide some information on the different types of loans possible for you.
- Studienabschlussdarlehen (loan for completing your studies)
- Bildungskredit (education loan)
- KfW-Studienkredit (KfW Student Loan)
- Studienabschlussdarlehen: You can contact us, the Student Loan Advisory Service, by phone during our general opening hours (phone: 089/ 38196 - 1220) and arrange an appointment with us to personally hand in the completed application documents at the Student Loan Advisory Service (Helene-Mayer-Ring 9, entrance h, room h2, 80809 München).
- Bildungskredit: online on the website of the Federal Office of Administration (Bundesverwaltungsamt)
- KfW-Studienkredit: online on the website of the KfW Bank
That greatly depends on your individual situation. You're very welcome to give us a ring for more detailed information.
Unfortunately, KfW extensions are no longer possible with us. Please contact your KfW bank or a KfW sales partner (to be found on the KfW website).
That depends on the type of loan, on how many applications are being made and on when you submit your application; it could take anywhere between 2 weeks and several months. We'd therefore recommend to contact us in good time so as not to miss possible deadlines.
For general information on how to finance your studies, you're very welcome to contact our General Advice and Social Counselling. We recommend getting in touch with our colleagues even before your studies begin.