Accident Insurance
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No more additional group accident insurance for students
Since 1 October 2023 students studying at the universities we’re in charge of are no longer insured in a group accident insurance via the Studierendenwerk.
The Studierendenwerk München Oberbayern’s Board of Administrators had decided that the additional group accident insurance for students in special situations would end on 30 September 2023.
If you’re interested in further information on accident insurance, have a look at the following link (in German): https://kuvb.de/en/service/fragen-antworten/studierende/
In general, all students are covered by statutory accident insurance. The insurance conditions can be found on the website of the Bayerische Landesunfallkasse (Bayer. LUK), which is responsible for Bavaria.
Since 1 October 2023 students studying at the universities we’re in charge of are no longer insured in a group accident insurance via the Studierendenwerk.
The decision was made by the Studierendenwerk’s Board of Administrators, which also includes student representatives. Among other reasons, the decision was based on an analysis of cases in which the insurance was used. A very high percentage of the few accidents that were reported were caused privately and were not connected to the students’ studies at all. Furthermore, the insurance was used so little that the high costs every year could no longer be justified.
However, all students still have statutory accident insurance during their studies, which covers a lot of situations. For instance, you’re already covered when you’re on your way to get enrolled.
In the case of an accident get in touch with your university as soon as possible.
If your studies include special conditions for students (e.g. handling animals in veterinary medicine, a mandatory internship abroad, final theses that include work outdoors, or similar), it’s best to get in touch with the statutory accident insurance of your Bundesland and/or with your faculty or department to find out whether or not you are covered by insurance in that situation.
Further information (in German) can be found, for example, on the website provided by the statutory accident insurance:
https://kuvb.de/en/service/fragen-antworten/studierende/
https://kuvb.de/praevention/betriebe-und-einrichtungen/hochschulen/